Relating to the regulation of earned wage access services; requiring an occupational registration; imposing fees.

HB 2043 creates new regulations for businesses providing "earned wage access services," which allow workers to access a portion of their earned but unpaid wages before their regular payday. The bill requires these providers to obtain occupational registration and imposes administrative penalties for violations, including fines and orders to compensate affected consumers. It defines key terms like "earned but unpaid income" and specifies that the regulation applies specifically to businesses offering these services, excluding payroll providers or employers who directly offer early payments. The law aims to establish clear oversight for this growing financial service while protecting consumers from potential abuses.