Relating to the coverage of emergency contraceptive drugs by health benefit plans.

HB 2023 requires health benefit plans that cover prescription contraceptives to also cover emergency contraceptive drugs once per year without a prescription for each enrollee. The bill defines emergency contraceptives as FDA-approved hormonal drugs used after intercourse to prevent pregnancy by blocking fertilization or implantation. It applies only to plans delivered, issued, or renewed on or after January 1, 2026, with the law taking effect September 1, 2025. This policy change directly affects health insurance plans and their enrollees in Texas, mandating expanded coverage for a specific type of contraceptive.