Relating to the eligibility of certain individuals to purchase Medicare supplement benefit plans.

HB 1840 requires Texas insurance companies offering Medicare supplement plans to people 65 or older to also provide the same coverage to individuals under 65 who qualify for Medicare due to disability or end-stage renal disease. It mandates that these younger enrollees pay the same premium rate and receive identical benefits as older enrollees. The law applies to plans delivered, issued, or renewed on or after January 1, 2026, with the bill taking effect September 1, 2025. This directly affects disabled or kidney disease patients under 65 who use Medicare, ensuring equal access to supplemental insurance plans.