Relating to health benefit plan coverage of treatment for chemical dependency.

HB 1045 requires most health benefit plans in Texas to cover treatment for chemical dependency at specifically defined facilities. It defines "chemical dependency treatment center" as facilities affiliated with hospitals, Joint Commission-accredited, or licensed by the Texas Health and Human Services Commission. The bill applies to group and individual health insurance plans offering hospital/medical coverage, but excludes small employers (250 or fewer employees), certain limited policies (like accident-only or short-term travel insurance), and basic coverage plans under specific chapters. This amendment updates existing insurance code requirements to standardize coverage for chemical dependency treatment.