Motor Vehicles - As introduced, creates a Class A misdemeanor for a person who is in the United States without legal authorization to operate a motor vehicle without possessing a valid driver license and evidence of financial responsibility; limits the fine for such offense to a maximum of $1,000. - Amends TCA Title 39 and Title 55.

SB 745 creates a Class A misdemeanor for individuals in the U.S. without legal authorization who operate a motor vehicle without both a valid driver's license and proof of financial responsibility (like insurance). It directly affects undocumented immigrants who drive without meeting these specific documentation requirements. The bill amends Tennessee Code Annotated Titles 39 and 55 to establish this offense, limiting the maximum fine to $1,000. The law would take effect on July 1, 2025, if passed.