Consumer Protection - As introduced, increases, from 30 to 45 days, the amount of time a person who purchases, subscribes to, or receives products, services, or membership in an organization by negotiating an unsolicited negotiable instrument has from the date of the first statement or bill for the purchase, subscription, service, product, or membership to cancel the services, subscription, or membership, or return the product. - Amends TCA Title 9 and Title 47.

SB 739 extends the consumer cancellation period for unsolicited products or services from 30 to 45 days. It directly affects Tennessee residents who receive unexpected bills for subscriptions, memberships, or products purchased via negotiable instruments (like checks) without prior consent. The bill amends Tennessee Code § 47-18-123(a) to give consumers more time to cancel or return items after receiving their first bill. This change applies to transactions initiated through unsolicited offers, providing a 15-day extension for cancellation rights. The bill is currently pending before the Senate Commerce and Labor Committee.