Insurance, Motor Vehicles - As introduced, enacts the "Community Faith Transportation and Service Protection Act," which establishes secondary vehicle liability insurance provided by the state to a faith-based organization for vehicles used by the faith-based organization for community service use. - Amends TCA Title 9, Chapter 8; Title 55 and Title 56.

SB 2671, the "Community Faith Transportation and Service Protection Act," requires the state to provide secondary liability insurance for vehicles owned or leased by faith-based organizations (like churches, synagogues, mosques, or 501(c)(3) religious nonprofits) when used for specific community services - including healthcare access, food security, disability assistance, elder care, or social services. The state-backed coverage, administered through the risk management fund, guarantees $1 million per incident for bodily injury and $250,000 for property damage, applying when drivers have valid licenses and activities aren’t for private profit. The bill prohibits private insurers from denying coverage, excluding nonprofit use, or raising premiums solely due to community service activities, and voids any conflicting policy terms. It also shields faith-based organizations from liability for injuries in community service use unless caused by gross negligence or willful misconduct.