Insurance Companies, Agents, Brokers, Policies - As enacted, increases from $100,000 to $250,000 the retained risk limit for a single risk covered by a policy of insurance issued by a county mutual insurance company. - Amends TCA Title 56, Chapter 22.

SB 2601 increases the retained risk limit for county mutual insurance companies in Tennessee from $100,000 to $250,000 per single risk covered by an insurance policy. This change directly affects county mutual insurance companies operating under Tennessee law, allowing them to cover larger individual risks without seeking additional reinsurance. The bill amends two specific sections of Tennessee Code Annotated (Title 56, Chapter 22, Sections 56-22-106(c)(1)(B) and (c)(2)) to update the dollar amount. The law will take effect on July 1, 2026.