Insurance, Health, Accident - As introduced, prohibits an insurer from denying, conditioning the issuance or effectiveness of, or discriminating in the pricing of a medicare supplement policy if an applicant meets certain listed requirements, including a non-age eligible person who submits an application for enrollment in a medicare supplement policy with a different insurer within 60 days of such person's birthday and makes other related changes. - Amends TCA Title 56.

SB 2575 prohibits Tennessee insurers from denying, conditioning, or charging higher rates for Medicare supplement policies to people under 65 who qualify for Medicare due to disability or end-stage renal disease (called "non-age eligible persons"). It requires insurers to offer these policies with the same benefits and pricing as for those 65+ if applicants meet specific criteria, such as applying within 60 days of their birthday or enrolling in Medicare Part B by 2027. Insurers must use a weighted average premium rate (based on all Medicare supplement policyholders aged 65+) for these applicants and cannot impose waiting periods or exclusions for preexisting conditions. The law takes effect January 1, 2027, applying to new or renewed policies after that date.