Consumer Protection - As introduced, extends from five to 10 business days the period during which a financial service provider may refuse or delay financial transactions not involving securities due to suspected financial exploitation. - Amends TCA Title 45 and Title 47.

SB 2455 extends the timeframe financial service providers in Tennessee may delay or refuse non-securities transactions due to suspected financial exploitation, from five to ten business days. This change directly affects financial service providers (like banks or credit unions) and consumers who may have transactions temporarily blocked. The bill amends Tennessee Code Sections 45-2-1203(e)(2) and Title 45 to implement this 5-day extension, providing more time for providers to investigate potential exploitation cases.