Veterans - As introduced, declares certain actions by a person advising, assisting, or consulting on veterans' benefits matters for compensation to be an unfair or deceptive act or practice affecting trade or commerce and to be subject to the penalties and remedies as provided in the Tennessee Consumer Protection Act of 1977. - Amends TCA Title 47, Chapter 18 and Title 58, Chapter 3.

SB 183 would regulate for-profit advisors who assist veterans with benefits claims by requiring written agreements that payment is contingent only on a successful benefits increase (capped at five times the monthly increase) and banning upfront or nonrefundable fees. It mandates clear disclosures informing veterans that free services are available through the U.S. Department of Veterans Affairs or Tennessee’s veterans services, and that the advisor is not affiliated with those agencies. The bill also prohibits advisors from guaranteeing specific outcomes, using veterans’ personal login credentials, or processing sensitive data via international call centers without background checks for staff. Violations would be treated as unfair trade practices under Tennessee’s Consumer Protection Act.