Real Property - As enacted, prohibits a unit owners' association or homeowners' association from prohibiting a lot owner from installing an electric vehicle charging station for the lot owner's personal use on property owned by the lot owners; makes other changes related to electric vehicle charging stations. - Amends TCA Title 48 and Title 66.

SB 1787 prevents homeowners' and condominium associations in Tennessee from banning unit owners from installing personal electric vehicle charging stations on their own property, including designated parking spots. Associations may still set reasonable rules about the charger's size, placement, and installation method but cannot block installations where the owner's parking is located. Owners must cover any liability costs from the charger (including legal fees) and maintain insurance naming the association as a beneficiary. The law takes effect July 1, 2026, applying to all new or amended association rules after that date.