Insurance, Health, Accident - As introduced, prohibits a health insurance entity or TennCare MCO from including an all-products clause in a network participation agreement with a healthcare provider, and makes certain other changes related to MCO network adequacy. - Amends TCA Title 56 and Title 71.

SB 1372 prohibits health insurers and TennCare managed care organizations (MCOs) from requiring healthcare providers (such as doctors, nurses, and physician assistants) to join multiple networks or offer services under different plans as a condition for participating in their provider networks. This "all-products clause" ban directly affects providers who previously faced pressure to accept bundled contracts. Violations carry a $10,000 civil penalty per occurrence, and the commissioner must create implementing rules by July 2026. The bill aims to improve provider network access, particularly in rural areas, by reducing restrictive contracting practices.