Consumer Protection - As introduced, prohibits sending by mail a fake check or an image of a fake check, for the purpose of advertising. - Amends TCA Title 45 and Title 47.

SB 1262 prohibits sending by mail a fake check or its image for advertising purposes, even if labeled "not real." It directly affects advertisers who use such deceptive materials in physical mailings. The bill amends Tennessee law to require the Department of Financial Institutions to enforce this rule and create necessary regulations, with violations treated as unfair practices under the Tennessee Consumer Protection Act. The law takes effect on July 1, 2025, applying to all mail-based advertising using fake checks after that date.