Motor Vehicles, Titling and Registration - As introduced, requires evidence of compliance with the financial responsibility law prior to registering vehicles; increases from $25 to $50 the coverage failure fee imposed by the department of revenue for the first failure to comply with the James Lee Atwood Jr. Law; increases that fee to $250 for a second failure to comply and to $500 for a third or subsequent failure to comply; allocates 50 percent of the fees to county clerks. - Amends TCA Title 55, Chapter 12 and Title 55, Chapter 4.

HB 864 requires vehicle owners to provide proof of insurance or financial responsibility before registering or renewing a vehicle in Tennessee. It increases the fee for failing to meet these requirements from $25 to $50 for the first failure, $250 for a second failure within three years, and $500 for a third or subsequent failure. The bill allocates 50% of each fee to county clerks (with specific distribution details), while the remainder funds the uninsured motorist identification fund. This bill directly affects vehicle owners seeking registration and county clerks handling registration processes.