Banks and Financial Institutions - As introduced, reduces, from 60 days to 45 days, the time within which, after the end of the calendar year, the commissioner of financial institutions must submit the department's annual report to the governor. - Amends TCA Title 45.

HB 820 shortens the deadline for Tennessee's Commissioner of Financial Institutions to submit the department's annual report to the governor. Specifically, it changes the requirement from 60 days to 45 days after the end of each calendar year. This procedural adjustment directly affects the Commissioner of Financial Institutions and the governor, streamlining the reporting timeline. The bill makes no substantive changes to financial regulations but accelerates a routine administrative process. It is currently pending review in the legislature.