Insurance Companies, Agents, Brokers, Policies - As enacted, requires TACIR to conduct a study on the feasibility of implementing and potential effects of enacting the insurance coverage requirements proposed in Senate Bill 231 of the 114th General Assembly, as originally filed; requires TACIR to publish a report of its findings and recommendations. - Amends TCA Title 8; Title 56; Title 63; Title 68 and Title 71.

HB 296 requires Tennessee health insurance plans to cover speech therapy for stuttering without annual limits, prior authorization, or restrictions based on the type of stuttering. It applies to all health benefit plans that renew or issue policies on or after July 1, 2025, directly affecting insurance companies and policyholders seeking speech therapy services. The law mandates coverage for both habilitative and rehabilitative speech therapy services, including telehealth options, without visit limits or medical necessity requirements. This implementation follows requirements originally proposed in Senate Bill 231 of the 114th General Assembly.