Commerce and Insurance, Dept. of - As introduced, deletes an obsolete requirement that the commissioner conduct a study of this state's insurance laws to determine what impediments, if any, exist that may be acting as deterrents for insurance companies in this state to underwrite policies of insurance to insure a person who has used force that is justified, including deadly force, in protecting such person's self or property, and to submit a report of the study to the general assembly no later than March 1, 2012. - Amends TCA Title 4; Title 8; Title 56; Title 63; Title 68 and Title 71.

HB 2578 removes an obsolete requirement that the Tennessee Insurance Commissioner study whether state insurance laws create barriers for companies to cover individuals who used justified force (including deadly force) in self-defense or property protection. The bill deletes language mandating the commissioner to conduct this study and submit a report to the General Assembly by March 1, 2012. This change affects the Commissioner's administrative duties under insurance code sections but does not alter current insurance coverage rules or laws. The bill amends multiple Tennessee Code sections (Titles 4, 8, 56, 63, 68, and 71) related to commerce and insurance.