Insurance, Health, Accident - As introduced, enacts the "Tennessee State Healthcare Cost Savings Incentive Program." - Amends TCA Title 8, Chapter 27 and Title 56, Chapter 7, Part 6.

HB 19, introduced as the "Tennessee State Healthcare Cost Savings Incentive Program," creates a system where state healthcare plan enrollees (state employees and their families covered under state health plans) can earn incentives for choosing lower-cost, high-quality healthcare services. The bill requires a third-party vendor to develop an online platform showing cost and quality data for providers, allowing enrollees to shop for care. If enrollees select cost-effective options, they receive shared savings - either as cash or a credit to their health account - paid from the savings generated by their choices. The program mandates annual reports tracking participation and state savings, with implementation required by 2026.