Insurance, Health, Accident - As enacted, expands the definition of a health benefit plan; requires a health benefit plan that amends, renews, or delivers a policy of coverage on or after January 1, 2026, and that provides coverage for prescription contraceptives, to provide coverage for a 12-month refill of contraceptives obtained at one time by an insured person. - Amends TCA Title 56 and Title 71.

HB 169 requires health benefit plans in Tennessee that cover prescription contraceptives to provide a 12-month refill option for insured individuals, starting January 1, 2026. This applies to all health insurance plans (including TennCare and CoverKids programs) that renew or issue coverage after that date, directly affecting people with such plans who use contraceptives. The bill amends Tennessee law to define "health benefit plan" broadly and specifies that contraceptive coverage must include this extended refill option. It does not change existing contraceptive coverage requirements but adds a specific provision for 12-month supplies. The effective date was updated from 2024 to 2026 in the bill.