Commerce and Insurance, Dept. of - As introduced, removes an obsolete requirement for the commissioner to conduct a study of this state's insurance laws to determine what impediments, if any, exist under the laws or policies that may be deterrents for insurance companies in this state to underwrite policies of insurance to insure a person who has used force that is justified, including deadly force, in protecting such person's self or property, and to report the results of the study to the general assembly no later than March 1, 2012. - Amends TCA Title 8; Title 56; Title 63; Title 68 and Title 71.

HB 1079 removes an outdated requirement for Tennessee's insurance commissioner to study whether state insurance laws hinder companies from covering individuals who used justified force (including deadly force) in self-defense or property protection. The bill deletes Section 56-1-108 of Tennessee Code, which previously mandated this study and a report to the legislature by March 1, 2012. This change eliminates a procedural obligation that was no longer needed, with no impact on actual insurance underwriting rules or policyholder coverage. The bill directly affects the Department of Commerce and Insurance by removing a specific reporting duty.