exempt one motor vehicle of a debtor from being taken by legal process.

SB 150 would amend South Dakota law to allow debtors who are heads of households to exempt one motor vehicle from being seized by creditors. The vehicle must be valued at $5,000 or less after accounting for any existing loan or security interest. This change modifies existing exemption rules (§ 43-45-4), adding the vehicle as a specific exempt asset alongside other personal property limits. The bill directly affects South Dakota residents facing debt collection who qualify as heads of families, providing a concrete safeguard for their primary transportation.