HB 1113 South Dakota House · 2026 Regular Session

establish a manufactured housing downpayment assistance program.

HB 1113 establishes a downpayment assistance program for manufactured or mobile home buyers in South Dakota. The program provides zero-interest loans of up to $10,000 per applicant from a $5 million revolving fund in the South Dakota housing infrastructure fund. Eligibility requires household income below 120% of the state median income and purchasing a home meeting federal safety standards and local zoning requirements for single-family residences. Repayments return to the fund to support new loans, with loans secured by a second lien due upon home sale or repayment of the primary mortgage. This directly assists low-to-moderate income residents seeking to purchase qualifying manufactured or mobile homes.

Bill status failed 3 of 5 stages cleared

Introduction

Jan 2026

Committee Review

Feb 2026

House Passage

Feb 2026

Senate Passage

Governor

Introduced Jan 23, 2026 Last action Feb 24, 2026

Maddy AI version diff · 1 comparison

What changed between versions

Introduced → House Appropriations Engrossed · 6 edits · Feb 23, 2026

MODERATE

This bill establishes a new manufactured housing downpayment assistance program in South Dakota, creating a revolving loan fund to help eligible buyers purchase manufactured homes. The program provides up to $5 million in funding with loans of up to $10,000 for downpayments, targeting low-to-moderate income households at zero interest.

Scope change

The bill adds a new section to chapter 11-15 creating a previously non-existent manufactured housing assistance program, expanding the legislative authority's responsibilities.

FISCAL

Creates a new $5 million revolving loan fund from the South Dakota housing infrastructure fund specifically for manufactured housing downpayment assistance.

Requires all loan repayments to be deposited back into the housing infrastructure fund to create new loans, maintaining the revolving nature of the program.

ELIGIBILITY

Establishes eligibility criteria requiring household income at or below 120% of state area median income and use of funds for downpayment on manufactured homes.

REQUIREMENT

Requires manufactured homes to comply with federal construction standards (24 C.F.R. Part 3280) as of January 1, 2026, and local zoning requirements for single-family residences.

Mandates that loans be secured by a second lien at zero percent interest, due upon home sale or first lien satisfaction.

Amends existing section 11-15-6 to include the new manufactured housing loan program alongside existing loan and grant programs.

Floor votes · House Feb 24, 2026

How they voted

46–20

Passed · 4 other

Total votes 70

Feb 24, 2026

D Democratic5

5 Yea

100% Yea

R Republican65

41 Yea 20 Nay 4

63% Yea

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Amendments

Feb 24, 2026

Lower · Passed

House of Representatives Reconsidered , Passed, YEAS 46, NAYS 20 H.J. 432

lower

Feb 24, 2026

Lower · Passed

Intent to reconsider , Passed, H.J. 427

lower

Feb 24, 2026

Lower · Passed

House of Representatives Do Pass Amended , Passed, YEAS 46, NAYS 20 H.J. 427

lower

Feb 23, 2026

Lower · Passed

Committee on Appropriations Do Pass Amended , Passed, YEAS 8, NAYS 1

lower

Feb 23, 2026

Introduced

Committee on Appropriations Motion to amend , Passed, Amendment 1113B

lower

Jan 26, 2026

Committee

Referred to House Committee on Appropriations H.J. 136

lower

11 primary · 0 co-sponsors