prohibit payment or rebate of insurance deductibles by contractors providing motor vehicle repair services.
SB 93 prohibits contractors who provide motor vehicle repair services from paying or rebating insurance deductibles to vehicle owners. This law directly affects auto repair shops and consumers who file insurance claims for vehicle damage. The bill aims to prevent repair businesses from offering financial incentives tied to insurance deductibles, which could influence repair decisions or create unfair competition. By banning these payments, the legislation seeks to ensure that repair services are based on legitimate needs rather than financial inducements.
Bill status
signed
all 5 stages cleared
Introduction
Feb 2025
Committee Review
Feb 2025
Senate Passage
Feb 2025
House Passage
Feb 2025
Signed into Law
Mar 2025
Introduced Feb 4, 2025
Signed Mar 6, 2025
Maddy AI version diff · 1 comparison
What changed between versions
Introduced
→
Enrolled
·
4 edits
·
Feb 26, 2025
MODERATE
This bill transitions from a browser compatibility notice to an enrolled legislative act that prohibits contractors from offering or paying insurance deductibles to vehicle repair customers. The law aims to prevent deceptive practices where repair shops might encourage customers to claim insurance claims by offering to cover their deductibles.
Scope change
The bill's scope remains focused on motor vehicle repair contractors in South Dakota, with no expansion or reduction of applicability.
REQUIREMENT
New Section 25.639.10 prohibits contractors from advertising, promising, or providing coupons, credits, or rebates to pay insurance deductibles, and bans contractors from paying or rebating deductibles themselves.
ENFORCEMENT
Any contract between a contractor and customer involving a deductible payment or rebate is declared null and void if the contractor violates this section.
DEFINITION
Defines 'contractor' as a garage, repair shop, or body shop for purposes of this section.
TECHNICAL
Removed browser compatibility warnings and replaced with official enrolled bill formatting including signatures and filing information.
Floor votes · House Feb 25, 2025
How they voted
This bill passed the Senate by voice vote (no roll call recorded).
Full legislative history
Actions timeline
Total actions
16
Key actions
9
Committee
3
Mar 6, 2025
Signed into law
Signed by the Governor on 2025-03-06 S.J. 459
executive
Feb 27, 2025
Lower · Passed
Signed by the Speaker H.J. 429
lower
Feb 26, 2025
Lower · Passed
Signed by the President S.J. 397
lower
Feb 25, 2025
Lower · Passed
House of Representatives Do Pass , Passed, YEAS 64, NAYS 5 H.J. 401
lower
Feb 21, 2025
Lower · Passed
Certified uncontested, placed on consent , Passed,
lower
Feb 21, 2025
Lower · Passed
Commerce and Energy Do Pass , Passed, YEAS 13, NAYS 0
lower
Feb 4, 2025
Introduced
First read in House and referred to H.J. 185
lower
Feb 3, 2025
Upper · Passed
Senate Do Pass , Passed, YEAS 35, NAYS 0 S.J. 153
upper
Jan 30, 2025
Upper · Passed
Certified uncontested, placed on consent , Passed,
upper
Jan 30, 2025
Upper · Passed
Commerce and Energy Do Pass , Passed, YEAS 9, NAYS 0
upper
Jan 27, 2025
Committee
Referred to S.J. 101
upper
2 primary · 0 co-sponsors
Sponsors
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