AN ACT RELATING TO INSURANCE -- LIABILITY INSURANCE

This bill mandates that auto insurance policies issued in the state must include uninsured motorist coverage, protecting drivers when they are hit by vehicles with no insurance or insufficient coverage. While bodily injury protection is required for all policies, property damage coverage remains optional unless the driver already has collision insurance. The legislation sets specific minimum limits for bodily injury, establishes a $200 deductible for property damage claims, and clarifies that the term "uninsured motorist" also includes underinsured drivers.