AN ACT RELATING TO INSURANCE -- INSURANCE COVERAGE FOR MENTAL ILLNESS AND SUBSTANCE USE DISORDERS

HB 7944 requires health insurance plans to cover mental health and substance use disorder treatment under the same terms as medical care. It prohibits annual or lifetime dollar limits on such coverage and mandates that financial requirements (like copays) and treatment restrictions must not be more stringent than those for physical health conditions. The bill specifies coverage categories (e.g., inpatient, outpatient), mandates medication-assisted treatments for substance use disorders (like methadone), and ensures cost-sharing for behavioral health visits matches primary care standards, directly affecting all health insurance plans and their policyholders.