AN ACT RELATING TO INSURANCE -- MEDICARE SUPPLEMENT INSURANCE POLICIES

SB 167 ensures that individuals under age 65 enrolled in Medicare Parts A and B (including those with disabilities or end-stage renal disease) and all Medicare beneficiaries over 65 have a guaranteed right to enroll in standardized Medicare Supplement Plan A during an annual one-month enrollment period. The bill prohibits insurers from using medical underwriting or conditioning coverage on health status for these enrollments. It requires the Health Insurance Commissioner to establish the annual enrollment period and mandates that insurers offer Plan A without exclusions for preexisting conditions. This policy directly affects Medicare beneficiaries seeking supplemental coverage, guaranteeing access to standardized Plan A without health-based barriers.