An Act amending Title 75 (Vehicles) of the Pennsylvania Consolidated Statutes, in financial responsibility, further providing for required financial responsibility.

SB 864 amends Pennsylvania's vehicle financial responsibility law to clarify proof requirements for avoiding penalties. It requires vehicle owners or insurers to provide proof of insurance coverage within 10 days of a violation to prevent registration or license penalties. Additionally, insurers must notify the state department within 10 days when issuing new policies specifically intended to meet financial responsibility requirements. The bill directly affects drivers and auto insurers by streamlining verification processes. It takes effect 60 days after enactment.