An Act amending the act of December 16, 1992 (P.L.1144, No.150), known as the Credit Services Act, further providing for prohibited activities.

SB 389 amends Pennsylvania's Credit Services Act to prohibit credit services organizations from discriminating against applicants based on sexual orientation, gender identity, or expression. Specifically, it bans denying credit, increasing fees, restricting credit amounts, or imposing different terms based on these characteristics. The bill allows organizations to still consider credit history and apply community property laws as permitted under existing rules. This change directly affects credit service providers and their customers in Pennsylvania, ensuring equal access to credit services.