An Act amending the act of May 17, 1921 (P.L.682, No.284), known as The Insurance Company Law of 1921, in casualty insurance, providing for coverage for postacute neurorehabilitation.

SB 318 requires most health insurance policies in Pennsylvania to cover postacute neurorehabilitation services for individuals with acquired brain injuries. This includes specific therapies like cognitive rehabilitation, neurobehavioral treatment, community reintegration, and day rehabilitation programs, as determined medically necessary by a patient's doctor. Insurers cannot impose arbitrary limits on the number of covered days or apply stricter deductibles/copays for these services than for other covered benefits. The law applies to group/individual health plans but excludes accident-only, dental, vision, Medicare supplements, and certain other limited policies.