An Act amending Title 18 (Crimes and Offenses) of the Pennsylvania Consolidated Statutes, in firearms and other dangerous articles, further providing for licenses, providing for liability insurance and further providing for sale or transfer of firearms.

SB 209 requires individuals applying for or renewing a concealed carry license in Pennsylvania to obtain and provide proof of firearm liability insurance covering at least $1 million in damages for injury or property damage related to firearm use. The bill mandates that license holders carry an insurance identification certificate alongside their license and display it to law enforcement upon request; failure to do so results in firearm confiscation, license revocation, and a $50 reissuance fee. This directly affects all Pennsylvania residents seeking concealed carry permits, as insurance proof becomes a prerequisite for license issuance and retention. The law also specifies insurance must exclude coverage for unlawful acts and requires notification of policy cancellations to authorities. The bill was referred to the Judiciary Committee on January 29, 2025.