An Act providing for health care insurance preventive services coverage protections; conferring authority on the Insurance Department and the Insurance Commissioner; and providing for regulations, for enforcement and for penalties.

SB 1195 requires most health insurance plans in Pennsylvania to cover preventive services listed by the Insurance Department without cost-sharing (like copays or deductibles). It directly affects health insurers and enrollees (people with health insurance), excluding grandfathered plans (existing before 2010) and limited policies like dental-only or vision-only coverage. The bill establishes a "preventive services list" maintained by the Insurance Department, which can add or remove services after a public comment period. Insurers must cover all listed services without out-of-pocket costs for enrollees, with the department enforcing compliance and imposing penalties for violations.