An Act amending the act of May 17, 1921 (P.L.682, No.284), known as The Insurance Company Law of 1921, in quality health care accountability and protection, further providing for continuity of care.

HB 839 amends Pennsylvania's 1921 Insurance Company Law to ensure patients can continue care with their current healthcare providers during network changes. It requires insurers to provide a 120-day transitional period (up from 60 days) for patients if a provider leaves a network or a contract expires, with extensions possible for clinical needs - especially for pregnancy-related care through postpartum. Insurers must notify patients of network changes and cannot allow non-participating providers to bill patients directly during this period, covering services at the same terms as in-network providers. The law applies to new or renewed health insurance policies 180 days after enactment and takes effect 60 days after passage.