An Act amending Title 42 (Judiciary and Judicial Procedure) of the Pennsylvania Consolidated Statutes, in civil actions and proceedings, providing for consumer debt default judgments.

HB 801 creates new rules for default judgments in consumer debt collection cases in Pennsylvania. It requires creditors to include specific details in their complaints before a court can issue a default judgment, such as the consumer’s name/address, creditor’s name, last payment date, and exact debt amount. The law applies to unsecured debts (like credit cards) and secured debts where only a money judgment is sought, but excludes government debt collections and cases seeking property possession. This aims to increase transparency and prevent creditors from using vague or incomplete claims to win default judgments against consumers.