An Act amending Title 75 (Vehicles) of the Pennsylvania Consolidated Statutes, in financial responsibility, further providing for required financial responsibility and providing for online verification of financial responsibility.
HB 710 updates Pennsylvania's vehicle financial responsibility rules by requiring drivers to prove they can cover accident costs. It directly affects Pennsylvania drivers who need to show proof of financial responsibility (like insurance) when registering vehicles or after incidents. The key change is creating an online verification system to replace paper documents, allowing real-time checks by law enforcement and state agencies. This simplifies the process for drivers and officials while ensuring compliance with existing financial responsibility standards.
Bill status
signed
all 5 stages cleared
Introduction
Feb 2025
Committee Review
Feb 2026
House Passage
Dec 2025
Senate Passage
Feb 2026
Signed into Law
Feb 2026
Introduced Feb 24, 2025
Signed Feb 11, 2026
Maddy AI version diff · 1 comparison
What changed between versions
Printer's No. PN0729
→
Printer's No. PN2597
·
4 edits
MODERATE
This bill update expands the list of legislators who introduced the measure and formally reports the bill as amended by the Transportation Committee. It modifies the statute to clarify that insurers participating in the new online verification system are exempt from certain notification duties. Additionally, it extends the required data retention period for insurers from six months to 24 months (with a grandfather clause for the first six months) and delays the general effective date of the bill from one year to 18 months.
Scope change
The bill's scope regarding insurer obligations was narrowed for those participating in the verification system, while the scope of data retention requirements was broadened for all insurers.
REQUIREMENT
Insurers participating in the new online verification system are now explicitly exempt from the requirement to notify the Department of Transportation about lapses or cancellations.
The data retention requirement for insurers was increased from six months to 24 months, though they are not required to provide data for requests made more than six months prior to the rule's effective date.
TIMELINE
The effective date for most provisions of the bill was extended from one year to 18 months.
TECHNICAL
The bill text was updated to reflect the new printer's number (PN 2597) and to list additional co-sponsors and committee amendments.
Floor votes · Senate Feb 4, 2026 · House Dec 17, 2025
How they voted
48–0
Passed · 2 other
Total votes 50
Feb 4, 2026
D
Democratic23
95% Yea
R
Republican27
96% Yea
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
21
Key actions
7
Committee
7
Amendments
1
Feb 11, 2026
Signed into law
Approved by the Governor
upper
Feb 4, 2026
Upper · Passed
Third consideration and final passage
upper
Feb 3, 2026
Upper · Passed
Re-reported as committed
upper
Feb 3, 2026
Committee
Re-referred to Appropriations
upper
Feb 2, 2026
Upper · Passed
Reported as committed
upper
Dec 22, 2025
Committee
Referred to Transportation
upper
Dec 17, 2025
Lower · Passed
Third consideration and final passage
lower
Dec 17, 2025
Lower · Passed
Re-reported as committed
lower
Dec 16, 2025
Committee
Re-committed to Appropriations
lower
Nov 17, 2025
Lower · Passed
Reported as amended
lower
Feb 24, 2025
Committee
Referred to Transportation
lower
1 primary · 24 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
Kerry Benninghoff
RRepublican
Co
Aaron Bernstine
RRepublican
Co
Anita Kulik
DDemocratic
Co
Bob Freeman
DDemocratic
Co
Brad Roae
RRepublican
Co
Brenda Pugh
RRepublican
Co
Brian Smith
RRepublican
Co
Ed Neilson
DDemocratic
Co
Emily Kinkead
DDemocratic
Co
Gina Curry
DDemocratic
Co
Jack Rader
RRepublican
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