HB 589 Pennsylvania House · 2025-2026 Regular Session

An Act establishing the Landslide and Sinkhole Insurance Program and the Landslide and Sinkhole Insurance Fund; establishing and providing for the powers and duties of the Landslide and Sinkhole Insurance Board; providing for duties of the Auditor General; imposing a penalty; and making transfers.

HB 589 creates a state-run insurance program and dedicated fund to cover property damage from landslides and sinkholes. It directly affects property owners in high-risk areas by providing a new insurance option when private coverage is unavailable or unaffordable. The bill establishes a Landslide and Sinkhole Insurance Board to manage the fund and program, while requiring the Auditor General to oversee financial accountability. It also includes a penalty provision for non-compliance and specifies fund transfers to support the program's operations. The bill passed final passage on September 29, 2025, and is now under review by the Community, Economic & Recreational Development committee.

Bill status passed 3 of 5 stages cleared

Introduction

Mar 2025

Committee Review

Oct 2025

House Passage

Sep 2025

Senate Passage

Governor

Introduced Mar 20, 2025 Last action Oct 7, 2025

Maddy AI version diff · 2 comparisons

What changed between versions

Printer's No. PN2096 → Printer's No. PN2104 · 3 edits

MINOR

The bill text was updated from Printer's No. 2096 to 2104, reflecting amendments made on July 9, 2025. The most significant substantive change involves the funding structure: the original version included a separate provision allowing money to move back from the insurance fund to the General Fund if the fund grew large enough. This provision was removed and replaced with a new clause that explicitly appropriates money in the fund to the Board annually at the Governor's discretion for program purposes, clarifying how the fund's resources are managed.

Scope change

The scope of the bill remains focused on establishing a state insurance program for landslides and sinkholes, but the specific rules governing the transfer and use of the insurance fund have been altered.

FISCAL

The provision allowing a $10 million transfer from the insurance fund back to the General Fund was removed.

A new clause was added stating that money in the insurance fund is appropriated to the Board annually by the Governor for the program's specified purposes.

TIMELINE

The header indicating the bill was 'As Amended on Second Consideration' was changed to 'As Re-Reported from Committee on Appropriations, As Amended.'

Floor votes · House Sep 29, 2025

How they voted

152–51

Passed

Total votes 203

Sep 29, 2025

D Democratic102

102 Yea

100% Yea

R Republican101

50 Yea 51 Nay

50% Nay

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Amendments

Oct 7, 2025

Committee

Referred to Community, Economic & Recreational Development

upper

Sep 29, 2025

Lower · Passed

Third consideration and final passage

lower

Jul 9, 2025

Lower · Passed

Re-reported as amended

lower

Jul 9, 2025

Lower · Passed

Amended in House Committee on Appropriations

lower

Jul 8, 2025

Committee

Re-committed to Appropriations

lower

Jul 8, 2025

Lower · Passed

Re-reported as committed

lower

Jun 26, 2025

Committee

Re-committed to Rules

lower

Jun 26, 2025

Lower · Passed

Reported as committed

lower

Jun 2, 2025

Committee

Re-referred to Veterans Affairs & Emergency Preparedness

lower

Jun 2, 2025

Lower · Passed

Reported with request to re-refer to Veterans Affairs & Emergency Preparedness

lower

Mar 20, 2025

Committee

Referred to Environmental & Natural Resource Protection

lower

1 primary · 37 co-sponsors