An Act amending the act of June 23, 1993 (P.L.128, No.29), known as the Plain Language Consumer Contract Act, further providing for definitions and providing for standardized terms in form contracts.

HB 49 amends Pennsylvania's 1993 Plain Language Consumer Contract Act to strengthen protections for consumers in standard form contracts (like those for services or products sold without negotiation). It makes standardized contract terms unenforceable if they materially alter a consumer's legal rights or obligations, requiring courts to evaluate factors like whether the term caused surprise or hardship, whether the consumer was aware of it, and the business context. The bill specifically creates a rebuttable presumption that certain terms - such as those restricting intellectual property rights, limiting liability, or mandating exclusive use of a merchant's products - are materially altering. This directly affects consumers signing standard contracts with businesses and merchants using such agreements across Pennsylvania. The law applies to all form contracts executed after its effective date, regardless of paper or electronic format.