An Act providing for direct primary care, medical service agreements and insurance, for medical service agreement requirements, for use of health savings accounts or flexible spending accounts and for use of other health care practitioners.

HB 2096 establishes a legal framework for direct primary care in Pennsylvania, allowing physicians to provide routine health services (like preventive care and chronic condition management) through written agreements with patients in exchange for a direct fee (e.g., monthly membership or retainer). These medical service agreements are explicitly exempt from state insurance regulations and must clearly state they do not provide comprehensive health insurance coverage. Patients may use health savings accounts or flexible spending accounts to pay for these agreements, subject to federal and state rules. The bill requires all agreements to be in writing, specify covered services and fees, allow termination with notice, and include the required disclaimer.