An Act amending the act of May 17, 1921 (P.L.682, No.284), known as The Insurance Company Law of 1921, in casualty insurance, providing for coverage of COVID-19 vaccines.

HB 1802 requires all health insurance policies issued in Pennsylvania to cover FDA-approved COVID-19 vaccines with no cost-sharing for enrollees. This applies to insurers offering policies covering medical care (excluding accident-only, dental, or Medicare supplement plans), and mandates that government programs like Medicaid must also provide this coverage without deductibles, copays, or coinsurance. The bill defines "cost-sharing" to exclude premiums but includes standard out-of-pocket expenses, ensuring vaccines remain fully covered. It takes immediate effect and prevents insurers from reducing or eliminating this coverage for existing policies. This directly affects Pennsylvania residents with health insurance and the insurers providing those plans.