An Act amending Title 75 (Vehicles) of the Pennsylvania Consolidated Statutes, in financial responsibility, further providing for driver improvement course discounts.

HB 1497 requires Pennsylvania auto insurers to offer a minimum 5% premium discount for drivers aged 55 or older who complete a state-approved driver improvement course. This discount applies to all insurance coverages for five years (replacing a previous three-year period) and continues only if drivers have no at-fault accidents, certain traffic convictions, or DUIs during that time. To maintain the discount, drivers must retake the course every five years. The bill applies to policies issued or renewed after its effective date, as part of Pennsylvania's vehicle insurance regulations.