An Act providing for limitation on medical debt interest, for a penalty and for right to equitable relief.

HB 1302, the Medical Debt Interest Act, caps the interest rate on unpaid medical bills at 6% for healthcare providers (like hospitals and doctors) and medical debt collectors in Pennsylvania. The bill prohibits charging more than 6% interest on medical debt and classifies violations as unfair business practices under existing consumer protection law, allowing individuals to seek court enforcement. It takes effect 60 days after enactment.