An Act amending Title 40 (Insurance) of the Pennsylvania Consolidated Statutes, in regulation of insurers and related persons generally, providing for payment choice and for electronic notice of insurance practices; and imposing penalties.

This bill amends Pennsylvania insurance regulations to clarify how dental insurers and their vendors must handle fees associated with electronic payments and credit cards. It requires these entities to inform patients that such fees may apply to their payments and to provide clear instructions on how to find the exact fee amounts. The law explicitly excludes fees charged by financial institutions or merchant servicers selected by the dentist from these notification requirements. Additionally, the bill defines specific types of payment processing entities, such as payment settlement entities and merchant acquiring entities, to ensure clarity in regulatory compliance.