Maddy summaryThe Public Service Loan Forgiveness Inclusion Act of 2026 modifies federal student loan rules to make it easier for borrowers in public service jobs to qualify for debt cancellation. The bill changes how qualifying monthly payments are counted by allowing the first 60 payments to count regardless of their amount, while requiring subsequent payments to meet a specific minimum threshold based on a standard 10-year repayment schedule. It also expands eligibility to include payments made under the standard repayment plan and counts months where repayment was suspended due to administrative forbearance as qualifying payments if the borrower remained employed in public service. The Department of Education is required to notify affected borrowers about these changes within 180 days of enactment, with the new payment counting rules applying to those who have not yet made 120 monthly payments.
Sponsored bills
Maddy summaryThe Congressional Pension Accountability Act would strip former members of Congress of their pension eligibility if they are expelled from office or resign following an ethics committee finding of substantial misconduct. This measure directly affects current and future legislators by making their congressional service non-creditable for retirement benefits under both the Civil Service Retirement System and the Federal Employees Retirement System. While affected individuals would receive a refund of their personal contributions, they would forfeit any government-matched funds in their Thrift Savings Plans and would not be required to repay pension benefits already received before the forfeiture took effect. A presidential pardon or commutation of sentence would not restore these lost benefits, and the law applies only to misconduct occurring after its enactment.
Maddy summaryThe Back-to-School Supplies Affordability Act would prevent new tariffs from being applied to specific school supplies and educational materials, effectively freezing their import duties at levels recorded on January 19, 2025. This measure directly affects students, families, teachers, schools, and local governments by aiming to keep the cost of items like notebooks, backpacks, pencils, and keyboards stable. The bill designates certain products for duty exemption based on specific trade classifications or through regulations issued by the Secretary of Commerce in coordination with the Secretary of Education. Additionally, it requires the Secretary of Commerce to report every 180 days to congressional committees on which items are exempt, while allowing Congress to disapprove specific item designations through a joint resolution.
Maddy summaryThe INSULIN Act of 2026 mandates that group and individual health insurance plans cap out-of-pocket costs for selected insulin products at $35 per 30-day supply, effective for plan years beginning on or after January 1, 2028. This cost limit applies to a variety of insulin types and delivery devices, with the cap set at the lesser of $35 or 25 percent of the negotiated price net of concessions. The bill also prohibits insurers from imposing deductibles or prior authorization requirements for these covered products unless clinically justified for safety reasons. Additionally, the legislation directs the Department of Health and Human Services to fund a resource center and hotline to help uninsured individuals find affordable insulin assistance programs, while requiring the Government Accountability Office to study the demographics of uninsured insulin users. Finally, it creates an expedited review process for biosimilar insulin applications when the Secretary determines there is inadequate competition in the market.
Maddy summaryHR 5967 establishes a federal task force led by the FTC and DOJ to combat scams. The task force, including agencies like the FBI, SEC, and Social Security Administration, will develop a national strategy using existing tools such as the Consumer Sentinel Network and Internet Crime Complaint Center. Key actions include public education, coordination with industry (like banks and social media platforms), and enforcement using current laws against fraud and money laundering. The task force must report to Congress within one year and dissolve after 10 years.
Maddy summaryThe High School Voter Empowerment Act of 2026 requires all public high schools in the United States to be designated as voter registration agencies under federal law. Schools must conduct at least one voter registration drive each academic year, with a specific goal of registering eligible students who are at least 17 years old and enrolled in American Government or Economics classes. To support these efforts, the Department of Education would establish a grant program that reimburses schools for the reasonable costs associated with running these drives. Additionally, state election officials may provide voting machines to schools upon request for use in student council elections.
Maddy summaryThe Mail Theft and Postal Key Crime Prevention Act of 2026 requires the Attorney General to designate a specific assistant United States attorney in every federal judicial district to coordinate the investigation and prosecution of organized mail theft and related fraud schemes. These coordinators are tasked with working alongside federal, state, and local law enforcement agencies to address crimes involving stolen postal keys, identity theft, and financial fraud facilitated by intercepted mail. The bill also mandates that the Attorney General submit an annual report to Congress for five years detailing trends in these offenses and the effectiveness of inter-agency coordination efforts. Additionally, it directs the United States Sentencing Commission to review and update federal sentencing guidelines to ensure harsher penalties for crimes involving postal access devices, large-scale theft operations, or violence against postal workers.
National Law Enforcement Officers Remembrance, Support and Community Outreach Act. [ sic ] This bill temporarily directs the Department of the Interior to award a grant to the National Law Enforcement Officers Memorial Fund for the expenses associated with operating and enhancing the community outreach, public education, and officer safety and wellness programs of the National Law Enforcement Museum.
Maddy summaryHR 5334, the SEED Act of 2025, expands the existing educator expense deduction under federal tax law to explicitly include early childhood educators. It revises the Internal Revenue Code to cover expenses for "early childhood educators" and broadens the educational levels affected to include "pre-kindergarten through grade 12." This change allows early childhood educators (such as preschool teachers) to deduct work-related expenses like classroom supplies and professional development costs, which they previously could not claim under the existing deduction for "kindergarten through grade 12" teachers. The amendment applies to expenses incurred in taxable years beginning after December 31, 2024.
Maddy summary# Summary of Digital Commodities and Blockchain Technology Regulatory Framework This comprehensive legislation establishes a new regulatory framework specifically for digital commodities and blockchain technology, creating a balanced approach that protects investors while fostering innovation. ## Key Components 1. **New Regulatory Structure**: - Creates new categories for digital commodity exchanges, brokers, and dealers under the Commodity Futures Trading Commission (CFTC) - Establishes "qualified digital asset custodians" as a new regulatory category - Defines "mature blockchain systems" with special regulatory treatment 2. **Core Requirements**: - Mandates segregation of customer assets and strict custody requirements - Requires robust risk management systems - Sets capital requirements for digital commodity brokers and dealers - Establishes new disclosure and reporting obligations - Defines "blockchain control persons" with special restrictions on selling digital commodities 3. **Innovation-Focused Provisions**: - Creates a "Strategic Hub for Innovation and Financial Technology" (FinHub) at the SEC - Establishes "LabCFTC" as a dedicated innovation lab within the CFTC - Provides exemptions for SEC-registered entities from certain CFTC requirements - Includes provisions for expedited hiring of digital commodities experts 4. **Studies and Research**: - Mandates studies on decentralized finance (DeFi) - Requires a study on non-fungible tokens (NFTs) - Directs a study on financial literacy among digital commodity holders - Requires a study on tokenized securities and derivatives 5. **Exclusions**: - Excludes decentralized finance activities from regulation - Excludes certain blockchain-related activities from regulatory requirements The legislation aims to create a functional regulatory framework that acknowledges the unique benefits and risks of digital commodities while ensuring investor protection, preventing market manipulation, and promoting the responsible development of this emerging technology within the United States. It seeks to prevent the shift of digital commodity development to less regulated countries by establishing a clear, balanced regulatory path.