Relating to information permitted for insurer's decisions concerning motor vehicle liability insurance; prescribing an effective date.
Summary
Directs an insurer to consider only specified information in determining rates for a motor vehicle liability insurance policy. Prohibits an insurer from considering other specified information in determining eligibility, rates or premiums for a motor vehicle liability insurance policy. Permits an insurer, under specified circumstances, to consider an abstract of an individual's nonemployment driving record when evaluating the individual's application to obtain or renew motor vehicle liability insurance. Prohibits an insurer from using credit history to determine eligibility, rates or premiums for motor vehicle liability insurance. Takes effect on the 91st day following adjournment sine die.
Bill status
in committee
1 of 4 stages cleared
Introduction
Jan 2025
Committee Review
Floor Vote
Governor
Introduced Jan 28, 2025
Last action Jun 28, 2025
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
5
Key actions
1
Committee
2
Jun 28, 2025
Lower · Passed
In committee upon adjournment.
lower
Jan 30, 2025
Committee
Referred to Commerce and Consumer Protection.
lower
Jan 28, 2025
Introduced
First reading. Referred to Speaker's desk.
lower
2 primary · 2 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
Sara Gelser Blouin
DDemocratic
P
Zach Hudson
DDemocratic
Co
Hoa Nguyen
DDemocratic
Co
Travis Nelson
DDemocratic
Ask Maddy
·
AI policy assistant
Ask Maddy about HB 3423
Scope: OR
Hi! I can help you understand HB 3423. What would you like to know?
Try one of these
i
Maddy answers using official bill text and legislative records. Always verify before sharing.
Sources cited inline