Health insurance; methods of payments to providers; requiring notice of certain fee. Effective date.

Header and title formatting changed from 'Committee Substitute' to 'Engrossed Senate' with updated session information and sponsor attribution.

Page numbering and footer information updated to reflect House Floor version with different tracking numbers and page references.

Minor text spacing and indentation adjustments throughout the document for House floor formatting standards.

Added line number annotations and page references throughout the document for legislative tracking purposes.

Reorganized header information to reflect committee substitute status with proper legislative session details.

Adjusted text formatting and spacing to accommodate markup annotations while preserving all original policy language.

Updated definition of 'Health care services' to provide a more comprehensive list including specific examples like oxygen equipment, prosthetic devices, and institutional services.

Clarified definitions of 'Credit card payment' and 'Electronic funds transfer payment' to better distinguish between different payment processing methods.

Added requirements for health insurers to notify providers of any fees associated with payment methods and to advise providers of available payment options with clear instructions.

Added new provision prohibiting restrictions that would limit payment methods to only credit card payments for health care service transactions.

Added new rules for Automated Clearing House Network payments requiring provider consent for fees and allowing agents to charge reasonable fees for transaction management services.

Added specific effective date of November 1, 2025, and included formal passage dates for both legislative chambers and the Governor's office.

Minor formatting changes in header information, including changing 'ENGROSSED SENATE' to 'ENROLLED SENATE' and adding a 'SUBJECT' line.

Added 'ENR. S. B. NO. 438' page references in the enrolled version for official tracking purposes.