State Treasurer; authorizing Treasurer to create gold depository; authorizing fee structure. Effective date.

SB 33 authorizes Oklahoma's State Treasurer to create, operate, or contract for a bullion depository (holding gold and silver) and issue transaction cards to Oklahoma citizens. Account holders can use these cards for purchases debited against their gold/silver deposits, which the bill defines as legal tender - distinct from commodities. The Treasurer must establish fee structures for depository services and develop procedures for sharing account information with depository partners. This bill directly affects Oklahoma residents who choose to use the depository service, with implementation effective November 1, 2025.