Oklahoma Producer Licensing Act; requiring disclosure of fees in advance of services. Effective date.

SB 1765 requires insurance companies and licensed agents in Oklahoma to provide an itemized list of all fees (including commissions and service charges) to customers before services are provided. This law directly affects insurance producers and companies selling policies within the state, as it mandates upfront disclosure of all financial arrangements. The key provision updates Oklahoma's insurance licensing statute to require this transparency, ensuring customers know exactly what fees they will pay before purchasing coverage. The bill takes effect November 1, 2026.