Service Oklahoma; directing Service Oklahoma to establish an Automatic Vehicle Registration Pre-Payment Program. Effective date.

SB 1312 creates a voluntary program allowing Oklahoma vehicle owners to set up automatic monthly, quarterly, or annual payments to cover future vehicle registration fees. Participants authorize electronic withdrawals from their accounts, and funds accumulate to automatically pay renewal costs when due, with unused balances carried forward to future renewals. If a vehicle is sold or transferred, owners can transfer the remaining balance to another vehicle, apply it to other fees, or request a refund (minus a processing fee). The program takes effect November 1, 2026, and requires Service Oklahoma to establish enrollment systems and consumer protections.