Ambulance service; requiring coverage for certain services. Effective date.

SB 1036, the "Oklahoma Triage, Treat, and Transport to Alternative Destination Act," requires health insurers in Oklahoma to cover specific ambulance services starting January 1, 2026. It mandates coverage for ambulance providers treating patients in place, triaging/treating/transporting to lower-acuity facilities (like urgent care or mental health centers), or for encounters resulting in no transport. This affects insurers, ambulance services, and people covered by health insurance plans. The law excludes hospitals, dialysis centers, and residential settings from "alternative destinations" and sets minimum reimbursement rates for ambulance services. It applies to all new or renewed health insurance contracts on or after the effective date.