Motor vehicles; creating the Uniform Certificate of Title for Vessels Act; defining terms; effective date.

HB 4272 creates Oklahoma's "Uniform Certificate of Title for Vessels Act," establishing a standardized system for titling boats, outboard motors, and other watercraft. It requires most vessels to have a title, defines key terms (like "barge" or "canoe"), and sets rules for applying, transferring, and replacing titles - especially for damaged vessels. The bill affects boat owners, dealers, insurers, and state agencies like Service Oklahoma, which must maintain electronic records and handle title applications. Key changes include requiring titles for certain vessels, streamlining electronic transfers, and clarifying security interests for lenders.